Terms of Service

Last updated: October 23, 2025

Welcome to ArdorBank (“Company”, “we”, “our”, “us”). These Terms of Service (“Terms”) govern your access to and use of our website, mobile application, and related services (collectively, the “Platform”). By accessing or using ArdorBank, you agree to these Terms. If you do not agree, please discontinue use of the Platform immediately.

1. Eligibility

You must be at least 13 years old and legally capable of entering into a binding agreement to use our Platform. By using ArdorBank, you confirm that all information you provide is accurate, current, and complete.

• Name, email address, and phone number
• Account credentials and settings
• Any information you provide when contacting support or submitting forms

2. Account Registration

To access certain features, you may need to create an account. You agree to:

• Provide accurate and up-to-date information;
• Keep your login credentials secure; and
• Accept responsibility for all activity under your account.

We reserve the right to suspend or terminate accounts that violate these Terms or appear suspicious or fraudulent.

3. Use of the Platform

You agree to use ArdorBank only for lawful purposes and in compliance with all applicable laws and regulations.

You may not:

• Interfere with or disrupt the operation of the Platform;
• Attempt to gain unauthorized access to our systems;
• Use automated scripts or bots to access our services; or
• Upload or distribute malicious code or harmful content.

We may, at our discretion, modify, suspend, or discontinue any part of the Platform without prior notice.

4. Intellectual Property

All content on ArdorBank—including text, graphics, logos, icons, and software—is owned by or licensed to ArdorBank and is protected under applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Platform for personal, non-commercial purposes.

You may not reproduce, modify, distribute, or exploit any part of the Platform without prior written permission from ArdorBank.

5. Third-Party Services

Our Platform may include links or integrations to third-party websites or services. We are not responsible for the content, policies, or practices of third parties. Your interactions with such services are governed by their own terms and policies.

6. Privacy

Your use of ArdorBank is also governed by our [Privacy Policy], which explains how we collect, use, and protect your information.

By using our Platform, you consent to those practices.

7. Disclaimers

The Platform is provided on an “as is” and “as available” basis.

We make no guarantees that the Platform will be uninterrupted, error-free, or secure at all times.

To the fullest extent permitted by law, ArdorBank disclaims all warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the maximum extent permitted by law, ArdorBank and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use or inability to use the Platform. In no event shall ArdorBank’s total liability exceed the amount you paid (if any) for accessing the Platform in the 12 months preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless ArdorBank, its officers, employees, and affiliates from any claims, losses, or damages resulting from your use of the Platform, violation of these Terms, or infringement of any rights of a third party.

10. Termination

We may suspend or terminate your access to the Platform at any time, with or without cause, and without prior notice. Upon termination, your right to use the Platform will immediately cease. You may also close your account at any time by contacting [email protected].

11. Changes to These Terms

We may update these Terms periodically. Any changes will be effective upon posting to this page, with an updated “Last updated” date. Your continued use of the Platform after such changes constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by and construed under the laws of the State of Utah, United States, without regard to conflict of law principles. Any disputes shall be resolved in the state or federal courts located in Salt Lake City, Utah.

13. Contact Us

If you have any questions or concerns about this Terms Of Conditions, please contact us at:

Email: [email protected]
Phone: +1 260-442-0694
Address: 218 White River Way, Salt Lake City, UT 84106, United States